Martia now understands money movements between accounts better: savings transfers, Smart Saver, and currency exchanges are handled separately from regular spending search.

Questions about savings and FX now use tools that can see transfers intentionally excluded from spending analysis.

What changed?

Regular transaction search still excludes internal transfers and currency exchanges so they do not pollute spending analysis. Martia now has separate tools for money movements: broad account-to-account flows, savings-account transfers, and FX exchanges.

That means a question like “how much did I move to savings?” is no longer treated as merchant spending search. Martia looks at accounts marked as savings accounts and includes deposits such as own transfers or Smart Saver top-ups.

Questions fréquentes

No. Transfers between your own accounts are still not counted as spending. This changes chat answers when you explicitly ask about those flows.

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Martia now understands money movements between accounts better: savings transfers, Smart Saver, and currency exchanges are handled separately from regular spending search. — Martia